TERMS OF SERVICE

⚡ Executive Summary

• Intellectual Property: All book summaries, voice audio files, and source code belong exclusively to Traudio.
• VIP Subscriptions: Billed via Google Play / Apple App Store with auto-renewal unless canceled 24 hours prior.
• AI Disclaimer: StickWise AI provides educational information only, not licensed investment advice.

Please read these Terms of Use carefully before registering an account or interacting with the Traudio application and associated services. By using our services, you agree to comply with these terms.

1. Acceptance of Terms & Eligibility

By creating a user profile or accessing summaries on Traudio, you represent that you are at least 13 years old and agree to bound by these Terms of Use.

2. Account Registration & Security

You are responsible for keeping your login credentials confidential and for all activities that occur under your account.

3. Intellectual Property Rights

All intellectual assets provided in our mobile app and websites belong exclusively to Traudio or our partners.

4. VIP Subscriptions & Auto-Renewals

VIP subscriptions are processed through Google Play Store or Apple App Store Billing platforms. iOS users are subject to Apple's Standard EULA: Apple Standard EULA.

5. AI Summaries & Financial Disclaimers

Summaries and guidance generated by StickWise AI do not constitute licensed investment, financial, tax, or legal advice. You are solely responsible for your investment actions.

6. Contact Information

For questions regarding these Terms of Use, please reach out via support@traudio.net.