5 countries · 2026 tax rules

Gross to Net Salary Calculator

Estimate take-home pay after income tax and mandatory payroll contributions in popular English-speaking countries.

Salary details

Choose a country and enter your annual gross salary.

Country / tax system

Annual gross salary

USD

US filing status

Rules used: 2026

One wage earner; selected filing status and standard deduction; federal and FICA only. State and local taxes are excluded.

Estimated annual take-home pay$79,180Effective deduction rate: 20.8%

Per month$6,598

Every 2 weeks$3,045

Per week$1,523

Estimated annual breakdown

Gross salary$100,000

Federal income tax−$13,170

Social Security−$6,200

Medicare−$1,450

Net salary$79,180

Estimate only—not payroll, tax or legal advice. Individual credits, benefits, deductions and employer payroll methods may change the result.

What does the calculator include?

The tool applies progressive income-tax bands and common mandatory employee contributions for a full-year employee. Country-specific coverage is shown directly below the input.

United States: federal income tax, Social Security and Medicare.
United Kingdom: Income Tax and National Insurance.
Canada: federal and Ontario tax, CPP, CPP2 and EI.
Australia: income tax, LITO and an estimated Medicare levy.
New Zealand: income tax and the ACC earners’ levy.

Why can your payslip be different?

Actual payroll also depends on residence, filing status, tax code, pensions, student loans, insurance, credits, start date and bonuses. This tool intentionally uses a standard profile for a clear comparison.

Official tax sources

Accuracy first

Why gross-to-net needs a defined tax profile

A country alone is not enough to determine take-home pay. Filing status, region, payroll frequency, pension, student loans and credits can all change the result. This calculator exposes the profile it uses and links to the official authority for verification.

Progressive means layered

Moving into a higher bracket does not apply the higher rate to all salary—only the slice inside that band.

Tax and payroll deductions differ

Income tax is shown separately from FICA, National Insurance, CPP/EI, Medicare levy or ACC.

Annual liability is not a payslip

Payroll rounding and cumulative methods mean a real weekly or monthly payslip can differ slightly from annual ÷ periods.

Rules are versioned

Each result displays the tax year used; official links are provided because thresholds change.

Step-by-step example

Worked example: US federal profile

For a $100,000 single filer in 2026 using the $16,100 standard deduction, taxable income is $83,900 before any other adjustments.

Federal income tax is calculated one bracket at a time.
Social Security is 6.2% up to the 2026 wage base.
Medicare is 1.45%, with an additional rate above the applicable threshold.
State tax, local tax, credits, insurance and retirement deductions are outside this profile.
Federal income tax is calculated one bracket at a time.

Takeaway: Use the result to understand the deduction structure, then verify a real payroll decision with the linked official calculator.

How to read the result

Gross salary100%

Payroll deductionsBy country

Income taxBy brackets

Take-home payGross − deductions

Choosing your inputs

What should you enter for a better result?

Field	What to enter	Why it matters
Country / tax system	Choose where payroll tax is due, not your nationality.	Selects brackets and mandatory deductions.
Gross salary	Use regular annual employment income before employee deductions.	Bonuses and irregular pay may be withheld differently.
US filing status	Choose single or married filing jointly; both use the 2026 standard deduction.	Changes the deduction and federal brackets.
Calculation scope	Read the profile under the inputs before using the result.	Prevents comparing unlike tax situations.

Methodology & sources

Cross-checked against major and official sources

These references were used to cross-check input design, formulas, model limits or current rules. Links open in a new tab so you can verify the methodology yourself.

IRS — 2026 tax inflation adjustments US standard deductions and federal brackets. GOV.UK — Income Tax and National Insurance estimator Official UK take-home-pay reference. Canada Revenue Agency — Payroll Deductions Online Calculator Official Canadian payroll verification. Australian Taxation Office — Tax withheld calculator Official Australian withholding reference. Inland Revenue New Zealand — PAYE calculator Official New Zealand PAYE reference.

Listen and learn more

Gross to Net Salary Calculator

Salary details

What does the calculator include?

Why can your payslip be different?

Official tax sources